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Social Mobilisation and Institution Development (SM&ID)

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RO means Resource Organisation, which helps form SHG as well as provides training for the SHGs.

Yes, the RO Agreement file should be less than 1 MB and it should be in the .PDF format. Other formats are not allowed.

State Targets are fixed by Centre (NMMU) and ULB targets are fixed by the concerned States (SMMU).

SHG means self help group. More than five members joined and then formed as a group. There should be name for the SHG and the Bank account should be opened in the name of SHG.

There are three types of SHG’s 1. All Men 2. All Women 3. Mixed. SHG formed with all Male members are called as all men.

The first three characters shows the type (SHG/ALF/CLF), then the next two digits shows the sate code then the next four digits shows the ULB Code and the last five digit for the group. All the codes are unique in nature. e.g. SHG33574800001, ALF33574800001, CLF33574800001.

Yes, Maximum size of the photo should be less than 100 kb. It accepts only the following formats JPG, JPEG. Other Image formats are not allowed.

SHG formed under means whether the SHG is formed through the old SJSRY scheme, NULM Scheme or any other Scheme.

Training programmes for the SHG’s are conducted by the Resource Organisation (RO).

Training programmes for the ALF and CLF are conducted by Training Agency.

Training master is common for NMMU, for all SMMU and for all ULBs. All the three users (NMMU, SMMU, and ULB) can enter the training master.

Yes. SHG member can be deleted from any SHG, if she/he is not a member of ALF or CLF. If he/she is a member in ALF or CLF, then he/she should be removed first from CLF and then ALF subsequently he can be removed from SHG.

ALF means area level federation. ALF is formed through more than two SHG’s. There should be name for the ALF and the Bank account should be opened in the name of ALF.

ALF is a registered authority it has to be registered. SHG member will become member of ALF’s.

Yes. Registration of ALF is Mandatory. While registering ALF they will get their ALF Registration Number.

CLF means City Level Federation. It is formed through ALF. ALF members become the member of CLF. There should be name for the CLF.

ALF is formed from SHG members. CLF is formed from the selected ALF members.

The ROs will organize camps on financial literacy for SHG members. In these Camps the beneficiaries will be made aware about savings, credit, remittance, Insurance etc., along with the modalities and operational requirements for accessing the same. The banks, financial Institutions, insurance agencies, micro finance agencies may be encouraged to communicate with the urban poor through City Livelihood Centres (CLCs), campaigns etc.

The Department of Financial Services, Ministry of Finance, Government of India has issued directions to all the banks to open one account per family in all rural and urban areas. In urban area, the Lead District Manager is required to allocate each ward to a particular bank for ensuring opening of an account for each family.

The revolving fund is provided to the Self Help Groups (SHGs) to inculcate the habit of thrift and credit. The revolving fund also builds institutional capacity of the SHGs in managing funds.

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